HVAC Tech Salary

Cincinnati vs Toledo: Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary (2026)

Compare heating, air conditioning, and refrigeration mechanic and installer salaries between Cincinnati, OH and Toledo, OH. All figures are 2026 estimates projected from BLS 2025 data.

Cincinnati, OH
$61,387
$29.51/hr
Toledo, OH
$61,604
$29.62/hr

Side-by-Side Comparison

MetricCincinnati, OHToledo, OH
Median Salary$61,387$61,604
Hourly Rate$29.51$29.62
Entry Level (P10)$39,206$38,081
25th Percentile$48,102$48,348
75th Percentile$77,424$77,829
Top Earner (P90)$95,078$98,373
Total Employed2,950650
Side-by-side bar chart comparing Cincinnati ($61,387) and Toledo ($61,604) heating, air conditioning, and refrigeration mechanic and installer salaries.CincinnatiToledoMedian Salary$61,387$61,604Entry Level (P10)$39,206$38,081Top Earner (P90)$95,078$98,373US Median $60,174

Verdict

Toledo, OH offers better overall compensation for heating, air conditioning, and refrigeration mechanics and installers, winning 3 out of 4 metrics compared to Cincinnati.

The salary gap between Cincinnati and Toledo is $217 (0.35%). Toledo's median is +2.38% compared to the US national median of $60,174.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cincinnati spans $55,872,Toledo spans $60,292. Toledo has a wider pay range, suggesting more variation in pay between entry-level and experienced heating, air conditioning, and refrigeration mechanic and installers.

Cincinnati
P10 (Entry)$39,206
P25$48,102
Median$61,387
P75$77,424
P90 (Top)$95,078
Toledo
P10 (Entry)$38,081
P25$48,348
Median$61,604
P75$77,829
P90 (Top)$98,373

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Toledo ($67,360 effective) pays 4.65% more than Cincinnati ($64,367 effective).

Cincinnati
Nominal: $61,387
CoL Index: 95.37
Adjusted: $64,367
Toledo
Nominal: $61,604
CoL Index: 91.455
Adjusted: $67,360

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cincinnati if…

  • Larger job market (2,950 employed)
  • You prefer the Ohio area and lifestyle

Choose Toledo if…

  • Higher median salary ($61,604/year)
  • Better top-earner potential ($98,373)
  • Better purchasing power (CoL-adjusted: $67,360)
  • You prefer the Ohio area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, heating, air conditioning, and refrigeration mechanic and installer salaries in Cincinnati grew 20.2% from 2019 to 2025, compared to 17.7% growth in Toledo over the same period.

Cincinnati, OH

+20.2%

$49,190 (2019) → $59,128 (2025)

Toledo, OH

+17.7%

$50,400 (2019) → $59,337 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays heating, air conditioning, and refrigeration mechanic and installers more: Cincinnati or Toledo?

Toledo has a higher median heating, air conditioning, and refrigeration mechanic and installer salary at $61,604/year, compared to Cincinnati at $61,387/year — a difference of $217 (0.35%).

What is the hourly rate difference between Cincinnati and Toledo?

Cincinnati heating, air conditioning, and refrigeration mechanic and installers earn $29.51/hr while Toledo hygienists earn $29.62/hr (2026 est.).

Should I relocate from Cincinnati to Toledo as a heating, air conditioning, and refrigeration mechanic and installer?

Consider more than just salary when comparing Cincinnati and Toledo. Factor in cost of living (CoL-adjusted: Cincinnati = $64,367, Toledo = $67,360), job availability (2,950 vs 650 employed), commute, and career growth potential.

What do entry-level heating, air conditioning, and refrigeration mechanic and installers earn in Cincinnati vs Toledo?

Entry-level (10th percentile) heating, air conditioning, and refrigeration mechanic and installers earn $39,206 in Cincinnati and $38,081 in Toledo. The Cincinnati area offers higher starting salaries.

Related Comparisons

JL

Written by Jordan Lee, HVAC Technician

Career Analyst

Jordan has 10 years of experience in HVAC systems. He specializes in residential installation and maintenance.

Clinically reviewed by Maria Gonzalez, HVAC InstructorData verified by David Patel, HVAC Supervisor

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.82% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Jordan Lee, HVAC Technician, a licensed heating, air conditioning, and refrigeration mechanic and installer with 10+ years of clinical experience. · View source data at BLS.gov