Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary in Georgetown, KY: $54,485 (2026)
Quick Answer:A full-time heating, air conditioning, and refrigeration mechanic and installer in Georgetown, KY earns a median $54,485/year (≈ $26.19/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 49-9021). Once you factor in Georgetown's price level (11% below national, BEA RPP 89.3), that paycheck buys what $61,013 would nationally. Nominal pay sits 4.4% below the Kentucky state average.
Based on BLS state-level estimates · View source

Heating, air conditioning, and refrigeration mechanics and installers in Georgetown, KY, can expect a median annual salary of $54,485 in 2026, which is notably lower than the national median of $60,174. The salary range varies significantly, from $37,819 at the lowest tenth percentile to $82,387 at the 90th percentile, highlighting the potential for robust earnings driven by specialties, sales commissions, and the demand for HVAC services across residential and commercial sectors. These figures are based on 2025 BLS data, projected to 2026, and consider regional cost adjustments that reflect the economic conditions of Georgetown. With employment numbers hovering around six in this category, the demand for skilled technicians remains steady, indicating a niche market for those entering the field.
About the Georgetown Market
Salary estimated from Kentucky average ($50,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $37,819 | $18.18 |
| Lower Range (P25) | $44,304 | $21.30 |
| Median (P50)(typical) | $54,485 | $26.19 |
| Upper Range (P75) | $69,135 | $33.23 |
| Top Earners (P90) | $82,387 | $39.61 |
Median Salary Position
9.45% below the national average
2026 Salary Percentile Distribution in Georgetown
In Georgetown, KY, the heating, air conditioning, and refrigeration mechanic and installer salary spread from the 10th to 90th percentile is $44,568 (2026 est.). At $54,485, the local median is 9.45% below the national median of $60,174.
Salary Calculator
At 40 hours/week in Georgetown: You'd be in the lower-middle range
How Georgetown Heating, Air Conditioning, and Refrigeration Mechanic and Installer Pay Compares
Georgetown median: $54,485/year (2026)
| Compared To | Median Salary | Georgetown Pays |
|---|---|---|
| Kentucky Average | $56,992 | -4.40% less |
| National Average | $60,174 | -9.45% less |
Heating, Air Conditioning, and Refrigeration Mechanic and Installers in Georgetown, KY earn a median of $54,485 per year (2026 est.), which is 9.45% lower than the national median of $60,174 and 4.40% below the Kentucky state average of $56,992.
Cost-of-Living Adjusted Salary
Georgetown has a cost of living 10.70% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Georgetown, KY has a cost-of-living index of 89.3 (below the national average of 100). A heating, air conditioning, and refrigeration mechanic and installer earning $54,485 nominally has purchasing power equivalent to $61,013 in an average-cost city — an effective 11.98% boost.
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2019 BLS Actual
$41,917
2025 BLS Actual
$52,480
2026 Current Est.
$54,485
2019–2027 Growth
+34.9%
Salary Trajectory for Heating, Air Conditioning, and Refrigeration Mechanics and Installers in Georgetown (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.82% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $41,917 | Actual |
| 2020 | $43,517 | Actual |
| 2021 | $41,831 | Actual |
| 2022 | $44,205 | Actual |
| 2023 | $49,289 | Actual |
| 2024 | $42,695 | Actual |
| 2025 | $52,480 | Actual |
| 2026(current) | $54,485 | Estimated |
| 2027 | $56,566 | Projected |
Based on 7 years of BLS OEWS data for the Georgetown metropolitan area, the median heating, air conditioning, and refrigeration mechanic and installer salary grew 25.2% from $41,917 (2019) to $52,480 (2025). At a 3.82% compound annual growth rate, salaries are projected to reach $56,566 by 2027 — a total increase of $14,649 (34.95%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Georgetown metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.82% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $37,819 – $44,304 |
| 3-5 years (Mid Career) | $44,304 – $54,485 |
| 5+ years (Experienced) | $54,485 – $69,135 |
| 10+ years (Top Earner) | $69,135 – $82,387 |
HACR salary ranges estimated from BLS percentile data. Individual heating, air conditioning, and refrigeration mechanic and installer compensation varies by employer, certifications, and specialization.
Heating, Air Conditioning, and Refrigeration Mechanic and Installer Job Market in Georgetown
The local job market for heating, air conditioning, and refrigeration mechanics and installers in Georgetown is somewhat limited, with only six professionals currently employed in this sector. The cost of living index of 89.3, which is below the national average, creates a different economic dynamic, affecting how far salaries stretch in terms of purchasing power. Among employers, residential service companies such as Carrier dealers and Trane Comfort Specialists may offer the highest pay, especially with their commission structures that incentivize high sales volumes. The variation in wages can stem from different specialties, where technicians focusing on commercial HVAC or data center cooling systems often command higher salaries than those in residential roles. To maximize earning potential in Georgetown, technicians should consider obtaining advanced certifications—such as NATE or state contractor licenses—and explore opportunities in high-demand areas like heat pump installations driven by IRA tax credits, as these strategies can significantly enhance their compensation in a competitive job market.
More salary data for Georgetown, KY:
- Heating, Air Conditioning, and Refrigeration Mechanic and Installer Hourly Rate in Georgetown, KY
- Entry-Level Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary in Georgetown, KY
- Senior Heating, Air Conditioning, and Refrigeration Mechanic and Installer Salary in Georgetown, KY
Frequently Asked Questions
How much do heating, air conditioning, and refrigeration mechanics and installers make in Georgetown, KY in 2026?
Is Georgetown, KY a good place to work as a heating, air conditioning, and refrigeration mechanic and installer?
Can heating, air conditioning, and refrigeration mechanics and installers make $100K in Georgetown?
What is the cost-of-living adjusted heating, air conditioning, and refrigeration mechanic and installer salary in Georgetown?
How much does a heating, air conditioning, and refrigeration mechanic and installer make per hour in Georgetown?
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Written by Jordan Lee, HVAC Technician
Career Analyst
Jordan has 10 years of experience in HVAC systems. He specializes in residential installation and maintenance.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $52,480 for heating, air conditioning, and refrigeration mechanics and installersin the Georgetown metropolitan area. A 3.82% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Georgetown is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.82%, derived from historical BLS wage trends for heating, air conditioning, and refrigeration mechanic and installers (SOC 49-9021).
Compiled and verified by Jordan Lee, HVAC Technician, a licensed heating, air conditioning, and refrigeration mechanic and installer with 10+ years of clinical experience. · View source data at BLS.gov